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Is there a discount for paying cash?

Short answer

Spartan has no cash discount, but paying with cash or a money order avoids the 3% card processing fee: $30 saved on a $1,000 bill.

Google 4.8 / 79 reviews · Cal-T #0190543 · US DOT 1783494 · Hours 7 days, 7 AM - 8 PM · Based in San Jose, CA

By Spartan Moving SystemsCal-T #0190543 · Licensed & insured · US DOT 17834944.8 on 79 Google reviews

A moving truck packed with blanket-wrapped furniture and boxes

The longer answer

No discount, but no card fee either

We do not have a cash discount. Paying with cash or a money order does avoid our 3% card processing fee, so it works out a little cheaper than paying by card.

Moving boxes and shrink-wrapped furniture strapped inside a moving truck

What the card fee adds

Move totalCash or money orderCard (3%)Difference
$525$525$540.75$15.75
$1,000$1,000$1,030$30
$1,400$1,400$1,442$42

Why cards carry a fee

Card payments are not a problem, they just cost a bit more. Our merchant account services apply different rates to different cards, so we charge an average 3% per transaction to cover it. Debit cards are charged the same as credit cards. We accept Visa and Mastercard, processed on site by the crew at the end of the move. We do not take checks, Zelle or Venmo for the move itself.

Discounts that really lower the price

If you want to bring the total down, these are the options that come off the bill itself:

  • 7% off the final price if you have moved with us before
  • 5% when a friend referred you
  • 7% when a real-estate agent referred you

Referrals just need the name or phone number of the person who sent you. The coupon page lists current offers, and the cost guide helps you estimate the total before you decide how to pay.

Inside a moving truck: wardrobe boxes and moving boxes stacked floor to ceiling

Paying cash on moving day

Payment is due in full when the job is done, since there is no deposit on local moves. Having the cash ready when the crew wraps up keeps the finish quick. Since the bill is based on actual time plus materials, the exact amount is known only at the end, so plan to have a little more on hand than the low end of your estimate, or keep a card as a backup. Tips are separate and optional; cash tips go straight to the movers.

Questions about paying

Questions and answers

Is a money order treated like cash?

Yes, it also avoids the 3% card fee.

Is the fee lower on a debit card?

No, debit and credit cards carry the same 3% fee.

Can I combine cash with a repeat customer discount?

Yes, the 7% comes off the final price, and paying in cash simply means no card fee is added.

Moving day, done right

A white Spartan Moving truck parked on a quiet residential street
Map of the United States with California highlighted, labeled Starting from California
An office mid-move: chairs and desks wrapped in blue moving pads and stretch wrap, with boxes and dollies
Wooden storage vaults stacked on racks in a clean, secure storage warehouse

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